What does auto insurance cover? Auto insurance covers you, your car and others involved in a vehicular accident.
Are there different insurance coverage types? Yes, there are different insurance coverage types (see our Auto page and learn more): Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured Motorist.
Is auto insurance mandatory? Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary. The minimum limits for Florida car insurance coverage are: $10,000 of no-fault or personal injury protection (PIP) insurance. $10,000 of property damage liability (PDL) insurance.